Privacy Policy

Our Privacy Commitment to Web Site Visitors

Catholic Order of Foresters (COF) is pleased to provide information through CatholicForester.com and CatholicForester.org Web sites to all members and guests. We seek to make our sites as interesting and helpful as possible while respecting your privacy. COF has the right to use "cookies"* only to obtain non-personal information to improve your on-line experience. For example, we track the total number of visitors. We do not associate cookie information with personal information.

* pieces of information that a Web site transfers to an individual's hard drive for record-keeping purposes.

COF only gathers personally identifiable data, such as first and last names, addresses, and e-mail addresses, when voluntarily submitted by a Web site visitor. For example, COF may collect identifiable information to respond to an information request concerning our scholarship or tuition assistance programs, to get feedback on our site and products, or to enter you in one of our contests. This information is used solely by COF or other entities that provide technical or fulfillment services to COF for internal purposes, such as improving the site or fulfilling requests. Personal information is never sold or transferred to third parties. COF does not send unsolicited e-mail.

We may offer links to other sites. If you visit one of these linked sites, you should review their privacy and other policies.

We are not responsible for other companies' policies. COF reserves the right to use or disclose any information as needed to satisfy any law, regulation, or legal request; protect the site's integrity; fulfill your requests; or cooperate in any law enforcement public safety investigation.

Our Privacy Commitment to COF Members

In response to the privacy provisions of the Gramm-Leach-Bliley Act of 1999, Catholic Order of Foresters makes this privacy statement available to all members of record.

You have elected to join Catholic Order of Foresters (COF) fraternal benefit society and have provided COF with certain nonpublic personal information, such as name, age, residence, marital status, and Social Security number.

If you elected life insurance coverage, COF was also provided with employment and medical information and authorized to obtain information regarding your health history, life style, avocations, and other personal characteristics. Based on this authorization, only the minimum amount of information necessary to underwrite your application has been gathered.

As a fraternal benefit society, we are dedicated to protecting members' privacy. COF has no affiliated financial institutions or third party non-affiliates that have access to your nonpublic personal information, except pursuant to your written authorization.

COF does not sell member name or address lists to any vendor of goods or services. Should we need to retain any other organization to assist us with our operations, that organization will be required to comply with the same privacy standards as COF.

This privacy policy extends to nonpublic personal information of former members who no longer have insurance coverage with COF. Access to members' records is limited to High Court employees who work on your member files. However, if required by civil or criminal litigation or audit to disclose information on your records, we must comply.

COF will strive to maintain the highest confidentiality levels for your nonpublic personal information. We require High Court office employees to maintain protection of such records and information. Employees understand that improper disclosure of nonpublic personal information is a serious matter with severe consequences.

Finally, please be assured that information in our insurance files will always be available to our members for modification, correction, or change when COF receives appropriate notification.

Youth Privacy: Our Commitment to Parents

COF is very sensitive to privacy issues. We are proud of our longtime commitment to members and extend that to our on-line guests. We are especially careful with any communications with children and families. That is why we may offer future features, such as games and coloring books, which do not require a child to provide any personal information.

Limited personal information is collected from children and youths (for example their e-mail addresses) to respond to on-line requests. To illustrate, we may collect a youth's e-mail address in order to send information about our TAP or REAP programs, but we promptly delete the address from our system.

Personal information collected from children and youth on this site is used solely by COF or other entities that provide technical or fulfillment services to COF for internal purposes such as improving the site or fulfilling requests. Personal information is never sold or transferred to third parties.

We do not associate cookie data with personal information about children. COF will not condition a child's participation in any on-line activity on the child's disclosure of more personal information than is reasonably necessary to participate in that activity.

We urge parents to regularly monitor and supervise their children's on-line activities. From time to time, it may be necessary for COF to change this privacy policy, so we suggest that you periodically check here. Rest assured, however, that any changes will not be retroactively applied and will not alter how we handle previously collected information.
 

Information Sharing Policy

Any information provided to CatholicForester.com will not be sold for mailing lists or solicitation Privacy Policy. We may, however, contact you by mail to survey your satisfaction with CatholicForester.com and/or CatholicForester.org or to inform you of new products offered by Catholic Order of Foresters. These e-mail Terms and Conditions do not replace but supplement COF's Internet Site Terms and Conditions or Fine Print.

Updated 1/2008

NOTE: COF products are available to applicants meeting membership and insurability requirements.
Not all products described are available in all states.

Terms of Use and Privacy Policy

© Copyright 2008 Catholic Order of Foresters - A Fraternal Benefit Life Insurance Society Since 1883
355 Shuman Boulevard, PO Box 3012, Naperville, IL 60566-7012, USA
Toll-free: 800-552-0145  |  TTY: 800-617-4176  |  NAIC # 57487